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We tell you everything you need to know to be able to rent your apartment safely and with the peace of mind of adhering to current legislation.
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How to rent an apartment safely?
The first and obvious thing you should know is that to make a legal rental there must be a contract in between. A contract that includes all the data of the parties in addition to the conditions clearly and without ambiguities.
But along with drafting the rental agreement well, the main thing is to be sure that the person you are going to rent your home to is financially solvent. This measure will save you many surprises and unexpected scares.
Once you are clear about the solvency and have a well-drafted and detailed rental agreement, there are still more options for greater peace of mind.
The most recommended option is to take out a rental insurance. This type of insurance responds for you in case of non-payment of a monthly payment. With these three elements you can sleep soundly and with the certainty that you have your back covered.
Rent your apartment safely
If you decide to rent your home, it is important to be clear that there are three ways, depending on which one you choose, you must take some things into account:
- Rent on your own. You prepare everything yourself, check the solvency of your future tenant, draft the rental agreement (it is not advisable to download a model from the internet without more), etc. It is, without a doubt, the most expensive option for you, at least in time, and perhaps the least safe. By not having the advice and support of an entity with experience, the chances of something not being done well are higher.
- Rent through a real estate agency. It is one of the safest options if you do it with a duly accredited and experienced agency. These agencies have already done the same procedure many times and know the current legislation, so both the procedures and the rental agreement model will be faster and with higher quality.
- Rent through an official public body. The Autonomous Communities and many municipalities have an agency that helps and advises when renting a home. This has quite a few advantages that we will tell you about below.
Advantages of renting with a public body
While it is true that these bodies usually have some conditions, they are a highly recommended option for renting. Most of them establish a ceiling on the rental price, for example, in order to regulate prices in their area of operation. Even so, the advantages of this type of rental are great:
- Help and advice to prepare the contract, with the guarantee that it will adhere to current legislation and the model will be sufficiently verified by legal departments.
- Assistance in processing certain legal documents such as the occupancy certificate or the energy efficiency certificate, for example.
- Guarantee of rent collection. In this way, in case of non-payment of rent by the tenant, the public body responds and makes the necessary claims.
- Possible management and access to public aid for rehabilitation or repairs.
- These official public bodies, in many cases, even have a tenant search service. In this way, it not only gives you the peace of mind of not having to look for it yourself. In addition to that, as a general rule, these people have already proven their economic solvency when registering for these services.
Requirements to rent your apartment
To be able to incorporate your home into a rental service of a public body or administration, you must meet certain conditions.
Each body establishes its own, which may be of a different nature. In any case, these are the ones that are usually general in any of these services:
- Occupancy certificate. It is the legal document that proves that the house is in conditions to be inhabited and therefore can be rented.
- First occupancy license. It is usually a substitute for the previous certificate, depending on each body.
- Energy efficiency certificate. This document has been mandatory since 2013. It reflects the energy consumption and CO2 emission of the house and reflects the result on a scale from A to G, with A being the most efficient and G the lowest grade.
- Documentation that proves ownership of the house. Obviously, it is necessary to prove that the house to be rented is owned by the person who wants to rent it. This is the only way to avoid possible scams and frauds. For this, the deeds of the house, receipts of some supplies or the proof of payment of the IBI are normally requested as a way to guarantee said ownership.
Rent your home with a professional
The procedures to be able to rent your home with all the legal guarantees are not many, but it is necessary that they are done well. The risks of not doing things well can be: committing some illegality and not having the guarantees of not suffering a default.
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