The Importance of an Official Appraisal in Inheritances and Separations of Property

22 de May de 2025

When an inheritance or separation of property occurs, one of the most critical issues is the correct valuation of the properties and assets involved. Without a fair and objective estimate of the real value of each property, conflicts, disagreements, and poorly informed decisions can easily arise. Therefore, in these processes, having an official appraisal prepared by accredited professionals is not only recommended, but essential.

Contenido

1 What is an official appraisal and why does it have legal value?
2 Inheritances: avoid conflicts and value fairly
- 2.1 Buy your Official Appraisal for Mortgage
3 Separations and divorces: patrimonial clarity and legal security
4 At Euroval we have been experts in official appraisals for more than 30 years
5 Conclusion: the fair value, with all the guarantees
- 5.1 Do you need a Personalized Budget?

What is an official appraisal and why does it have legal value?

An official appraisal is a technical report carried out by an approved appraiser that determines the real value of a property according to regulatory, objective, and verified criteria. In Spain, these appraisals are governed by the ECO 805/2003 regulation, which makes them valid documents before financial entities, notaries, courts, and public administrations.

The report includes a series of key elements that ensure its reliability:

On-site visit to the property.
Preparation of photographs and plans.
Review of the urban environment.
Registry and cadastral information.
Updated market comparison.
Funded technical valuation.

This type of appraisal cannot be replaced by approximate valuations or online simulators, since the level of detail and its official nature provide essential legal backing.

Inheritances: avoid conflicts and value fairly

In an inheritance process, one of the main reasons for conflict between heirs is the distribution of assets. When there is no professional valuation of the inherited properties, subjective perceptions can generate disputes. An official appraisal guarantees the fairness of the distribution, since it offers an independent technical value, accepted both legally and fiscally.

In addition, this report allows you to accurately calculate the Inheritance Tax, define equitable distribution strategies, and make more informed decisions about the conservation, sale, or rental of inherited properties. At Euroval, we carry out hundreds of these appraisals every year, working in collaboration with notaries, family lawyers, and heirs to facilitate the process.

Buy your Official Appraisal for Mortgage

Valid for any financial institution with which you want to apply for financing.

Request Appraisal

Separations and divorces: patrimonial clarity and legal security

In the case of marital separations, the official appraisal also takes on fundamental relevance. Determining the exact value of the common property (homes, premises, garages, etc.) is essential for a fair and efficient dissolution of assets.

A professional appraisal avoids disagreements and brings transparency to the process. Whether to agree on financial compensation between the parties or to prepare the sale of the property and distribute the profits, the existence of an objective and verifiable official report allows both parties to act with clarity and legal protection.

At Euroval we have been experts in official appraisals for more than 30 years

At Euroval, we have been preparing official appraisals for inheritances, divorces, separations and judicial proceedings for more than three decades. Our team is made up of approved appraisers, with experience in all the provinces of Spain, and our reports are adapted to the specific needs of each case.

In addition, we offer other complementary services such as:

Valuations aimed at advice (non-official) for clients who are only looking for a preliminary professional estimate.
Technical and legal consulting in collaboration with law firms or notaries.
Personalized attention and support throughout the process.

Conclusion: the fair value, with all the guarantees

In processes as delicate as an inheritance or a separation, the most important thing is to act with objectivity, transparency and legal backing. An official appraisal is not just a technical document: it is a tool to protect your rights, facilitate procedures and avoid conflicts.